Mixed life insurance has two roles at the same time – fulfilling the role of savings, it is possible to contract with such a policy numerous supplementary insurances concerning our health (disability, serious diseases, surgical interventions, malignant diseases, treatment abroad, etc.), and in the final line it also has the function of coverage the risk of death of the insured person before the expiration of the life insurance policy, i.e. payment of the guaranteed sum insured to the family.

From the Policy name itself is obvious that the main motive of the policyholder is planned savings and the collection of certain financial resources for various needs. For example: educating children, buying real estate, saving for the period when our employment ends, buying a car, etc.

Certain insurance companies periodically enter the insurance market with certain life insurance policies that represent a good opportunity to invest money because they guarantee a return on your invested capital that is higher compared to classic types of savings in banks.

Since we are in continuous contact with all relevant insurance companies in Serbia, we are prepared to advise you at any time how and where you can place your funds under the most favorable market conditions at the given moment. 

This is a special type of life insurance policy that does not have a savings character and covers only the risk of death of the insured person. At first glance, you may not see the reason why you would choose this type of life insurance policy, however, there is a clear reason and motive that initiates people to take out Risk Insurance.

It often happens that one of the family members accepts a business offer and decides to travel to a foreign country and spend a certain amount of time there for the sake of financial security for his family. The main motive is that in the situation when the insured case occurs (death of the insured person), the family receives a significant financial compensation, which is defined in the Insurance Risk policy, since living and working in some countries entails an increase in risk (increased rate of street crime, poor health system and medical service, high risk in traffic, risky branch of industry in which the insured person works, etc.).

Another example is the situation when a person takes out a long-term loan to solve the housing issue and contracts an Insurance Risk policy, which defines that the insurance company (in the case of the policyholder's death) is obliged to pay the remaining amount of the loan to the bank. In this way, the person who contracted the loan automatically protected his family in the case he loses his life when there is his credit debt with the bank.

In addition, with the Risk life insurance policy, it is possible to contract various supplementary insurances that cover various risks (bone fractures, serious diseases, surgical interventions, risk of malignant disease, treatment abroad, etc.).